The HDFC Bank UPI RuPay Credit Card is a cutting-edge virtual card that merges the convenience of UPI transactions with traditional credit card benefits. For a joining fee of just INR 99, this card offers lucrative cash points on a variety of spending categories, including groceries and dining. Financial flexibility is a key feature, with an interest-free period of up to 50 days and a waived annual fee for those who spend INR 25,000 or more in a year. Aimed at both salaried and self-employed individuals, this card offers an all-in-one solution for modern spending habits. Get set to amplify your rewards and simplify your financial life with this standout offering from HDFC Bank.